Small Business Loans

Get fast and easy access to loans for your small business.

Ready To Move Your Business Forward?

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Small Business Loans to Meet All Your Needs

Whether you’re planning to expand your business or need fast funding to cover payroll, small business loans from National Funding provide business owners, like you, with flexible funding so you can operate your business hassle-free. You’ll find options tailored to meet your business needs with fast approvals.

Choose Your Type of Small Business Loan

Working Capital Loans

A working capital loan from National Funding helps you keep operations running smoothly. You can use the funds for expenses like inventory, accounts payable, day-to-day operating costs, advertising, and even payroll.

Short Term Business Loans

When you want to clear a debt fast to keep your business credit score high and not have to commit to payments for multiple years, our short-term small business loans come with 12- to 18-month terms so you can keep your ratios and revenue strong.

Equipment Financing Loans

When you need to buy or lease business-critical equipment, your small business loan gives you the flexibility to purchase what you need for your company. Whether it is a quick fix on broken machinery, upgrading to improve efficiency, or purchasing new assets to expand, this is the option to keep your business on track.

6 months
in business

Fair to
Excellent Credit

Equipment quote
from a vendor

6 months
in business

Fair to
Excellent Credit

Equipment quote
from a vendor

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.

National Funding Customers: In Their Own Words

Hear from a few of our successful small business owners about the ease of getting financing and how they put the money to work for their business.

Joann Johnson, Owner

JoChas Moving & Delivery

When a family of former NFL players wanted to move its business to the big leagues, they wanted a funding partner that provided a caring, personalized approach to small business financing. They turned to National Funding to help kick off their growth, and have had a “special” partnership ever since.

Ways to Use Your Small Business Loan

Your small business loan from National Funding can be used how you need it. No two businesses are exactly alike, which is why our loans give you the flexibility to use the funds how YOU need to. Here are some of the ways you can use funding for your business:

Build Your Cash Flow

Have sufficient working capital to take care of the daily expenses of your business.

Expand Your Business

Open a new branch for your store or expand your warehouse facility.

Pay Bills & Consolidate Debt

Clear any outstanding payments to vendors and consolidate any existing debts.

Give A Short Term Boost To Your Business Finances

Resolve any short term monetary problems encountered by your business.

Buy or Lease Equipment

Purchase or rent tools, machines, or appliances that are essential for your business.

Market Your Business to Target Audience

Reach out to your ideal customers through brand awareness and sales funnel strategies.

How to Apply

National Funding values your time and understands you have a business to run. That’s why our application process is fast and simple. Let us summarize it for you in three easy steps:

Step 1: Fill out the simple application form.

Step 2: Discuss your business needs with our Funding Specialist to determine the right financing options for you.

Step 3: If your loan application is approved, you will receive the funds within 24 hours.

Apply Now

or call

888.733.2383

How Do National Funding's Small Business Loans Work?

Whether you need a small business loan to expand your business or cover expenses during an unexpected lull, National Funding offers quick funding solutions tailored to your needs.

Why National Funding?

National Funding strives to provide you with the best small business loan experience. Our friendly and customized approach makes obtaining a small business loan simple and stress-free.

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours¹

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

No collateral requirements, plus simple, automatic payments³

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments³

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours¹

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

No collateral requirements, plus simple, automatic payments³

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments³

Frequently Asked Questions

Your business credit score should be at least fair (50) to good (79) to get approved for a small business loan. Business credit scores are on a scale of 0-100 vs. a personal credit score which uses 100s. Personal credit scores should also be in the good (670) and higher range when you’re using personal guarantees as part of the application.

You can borrow up to $500,000 with a small business loan from National Funding.

Yes, National Funding offers multiple small business loan options that can be applied for online. Make sure to include all supplemental information when using the online system, including financial statements, business plans, and other information to help the Funding Specialist understand your situation and your ability to make the payments on time.

Once your loan is approved, the funding can be transferred to your account in as little as 24 hours or one business day¹.

Enter your card number on the National Funding Ignite page and complete the simple online application.

Find Out How Much Funding You Qualify For

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