First Time Business Loans
Keep your momentum with a first time small business loan.
Ready To Move Your Business Forward?
How a First Time Business Loan Can Work for You
Starting out, businesses usually run smoothly for some time. Many business owners, however, eventually run into a common problem even early on – a lack of cash flow. Slow periods and the need for capital crop up for most businesses at some point. The idea of applying for business financing can be daunting. You might be feeling overwhelmed at the prospect of filling out a business loan application for the first time. At National Funding, we understand your concerns. We’re ready to help you find the business funding solution your business needs to thrive.
Loans for Every Business
- We have financing solutions for almost any business, from ecommerce services to restaurants
- We'll help you find the loan that works best for your business model and industry
Fast Decisions
- You won’t need to wait for weeks or months to see if your loan is approved
- We provide a quick decision and fast funding for approved applicants
Pay for Everyday Business Needs
- Cover monthly expenses like rent or utilities
- Pay unexpected vendor invoices or tax bills
Grow Your Business
- Get cash to cover your move to a bigger location
- Invest in marketing and advertising to expand into new markets
How to Apply
How Does a First Time Small Business Loan Work?
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
John Meier, Owner
Bob's Home Heating and Cooling
It was time for "Bob" to retire, which meant an opportunity for John. As he looked to buy the business, he needed to make sure capital was in place to support the extremely seasonal Minnesota-based business. With a hands-on, consultative approach to small business loans, National Funding helped secure the right amount of funding and made the process "painless."
Why National Funding?
No matter your industry or business model, we have the experience to help you find a first time business loan. We started out as a small business ourselves, so we know what it’s like to try to get funding. Let our Funding Specialists help you customize a financing solution that’s ideal for your business.
We Know First Time Business Owners
Experience supporting small and growing business owners.
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
We Know First Time Business Owners
Experience supporting small and growing business owners.
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
First Time Business Owner Resources
How to Plan for the Next Five Years of Business Growth
Small business owners across the country are optimistic about business growth. Get ready for the future of your business with a five-year plan. By planning for growth now, you’ll be ready to take advantage of opportunities when they arrive.
Are My First Time Business Loan Payments Tax Deductible?
Your business loan payment probably has a big role in your daily cash flow. Luckily, you may be able to deduct part of your business loan payment at tax time. Read this post to learn more about deducting business loan interest.
Smart Small Business Budgeting Techniques
How well do you manage your personal budget? How about your business budget? If you need a little extra help setting up a business budget that works, check out this article.
FAQ: First Time Small Business Loan Options
As a business owner looking for your first loan, you probably have questions. At National Funding, we know navigating your business’ financing needs can be confusing. We’ve put together some of the most common questions related to business loans for first time business owners.
Ratings & Reviews
We are very proud of what our customers are saying on TrustPilot.