Small Business Loans & Financing in New York State

Grow your New York-based small business with our fast and easy funding solutions

Own Your Success with Small Business Loans in the State of New York

The Empire State is known for its vibrant culture and is a major hub in the world for trade and commerce. According to the Office of Advocacy’s 2021 Small Business Profile, New York is home to over 2.3 million small businesses. The report also states that in 2020, large commercial banks provided small business loans worth $5.8 billion to New York-based business establishments whose annual revenues were less than or equal to $1 million.

While many small businesses benefit from SBA-backed loans, SBA has a high rejection rate, leaving many New York small businesses in need of a solution. To bridge this funding gap, alternative lenders such as National Funding are providing unique financing solutions to New York-based companies.

We have worked closely with many small businesses in the state across different sectors. Thus, we are well-equipped to understand your unique business problems and work with you to find the right financing solution. If your business is located in NYC, check out our small business loan options in New York City.

Some of the features of our New York-based small business loans include:

  • Fast Processing Time¹
  • Early Payment Discounts²
  • Up to $500,000 in Funding
Syracuse New York building
“New York is home to over 2.3 million small businesses.”

Equipment Leasing and Small Business Loans in New York State

Whether you need money to manage payroll and inventory or require equipment leasing options to rent essential equipment, at National Funding, offer tailor-made funding solutions to small businesses in New York.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

Explore Financing Solutions for Your New York-Based Business

Our small business loans for New York companies can be used to bridge cash flow problems, pay for day-to-day operations, expand businesses, consolidate debt, hire employees, stock on inventory, and much more.

Working Capital Loan for New York State Small Businesses

Does your business lack the working capital to stay afloat during the financial crunch? Get help with our working capital loans that can be customized to your needs.

Short Term Business Loans for New York-Based Companies

Is your business suffering from a seasonal sales slump? Learn how our short term business loans can help.



We’ve Got a Financing Solution That’s Right for Your Business

Be it minority-owned businesses in NYC or businesses run by women entrepreneurs from small towns in New York state, we got unique financing solutions for every business irrespective of their geographic location within the state. Applying for small business financing with National Funding is fast and easy. Follow the steps below to get your small business loan:

Step 1:

Minimum Requirements

6 Months in Business $250,000+ in Annual Sales Business Bank Account

Step 2:

Apply Online

Save time by avoiding extensive paperwork. Apply with our simple online form. You can be approved in as little as 24hrs.

Step 3:

Get a Solution

A Funding Specialist will contact you to discuss options. Secure funding up to $500,000 for your small business.

How We Compare to Other Financing Solutions

Our New York-based small business loans have an easy application process that can get approved within 24 hours¹. Talk to our funding specialists to choose the right loan for your business.

Here’s a comparison of the benefits that we offer with respect to loans and credit lines from large banks:

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.

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