Short Term Business Loans
Handle immediate business needs without long-term obligations.
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How Short Term Business Loans Can Work for You
When it comes to business loans, the length of your personal business loan term is almost as important as securing funds. Almost all businesses require additional capital at some point, but there’s a big difference between long-term loans and temporary financing solutions, otherwise known as short-term loans. Most short-term small business loans are repaid within a year or less, but some long-term loans can last over a decade.
What are the Benefits of Short Term Business Loans?
Speed! Short term business loans offer quick financing to support immediate business expenses. Unlike long term loans, short term loans don’t come with the risk of accumulating large debts or interest and don’t have the long-term commitment to loan payments. A short term loan can provide the right amount of money for your business while allowing you to pay off the loan quickly.
When would a business need a short term loan? Short term loans can benefit you when cash flow is slow during a short time period of time or when funding is needed to help your business grow. A short term loan can help your business now to set you up for long term success. Apply online to see what short-term financial solutions can help your business thrive.
Fast Funding
- Most short term loan programs are funded quickly, some within 24 hours
- Not waiting for loan funds to hit your account means you can utilize the money when you need it most
Increased Approval Rates
- Short term business loan lenders often don’t require collateral or perfect credit for credit approvals
- Alternative lenders like National Funding typically have higher approval rates for short term loans
Flexible Repayment Options
- Customized, short term loans can offer a variety of payment options
- Flexibility lets you set up a loan program that works best for your unique business needs
Take Care of Immediate Needs
- Cover costs related to equipment repairs or an unexpected tax bill by using a short term business loan
- Use short term loans to set your business up for future success by investing in long-term growth plans
How to Apply
Short term business loans from National Funding make the online application and approval process easier than ever.
Applying for short term business lending is simple. After you fill out a simple online application, we’ll reach out to you to learn more about your business, your resources, and your needs. Together, we can create a loan program and business loan terms designed to fit your company needs in terms of coverage and payment timelines. Apply today to get your process started.
How Do Short Term Business Loans Work?
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
Ron Beatty, Owner
Beatty Lawn & Tree Service
Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth business, and National Funding helped them make it happen.
Why National Funding?
Nobody provides a more personalized approach when it comes to short term loans. Experienced Funding Specialists will guide you every step of the way and answer your funding questions. And, our process makes getting the money you need to cover business expenses easy and simple.
We Know Your Industry
We have experience helping a wide variety of business owners secure the right financing solution
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Trusted by Businesses Like Yours
Over $4.5 billion in funding to more than 75,000 businesses nationwide
Funding Specialists Who Care
Experienced Funding Specialists help you make the right decision
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
Short Term Business Loans Resources
How Do Daily Loan Repayments Work?
While most long-term business financing is set up for monthly payments, some short term loans require a daily loan payment. Learn more about how a short term loan with daily repayments works.
4 Myths About Short-Term Loans for Small Business Owners
You may have heard some things about short-term loans for businesses. This post will help dispel some common myths that surround short-term financing. Take a look to learn more about how short-term loans can actually help your business.
5 Internal Business Metrics Every Owner Should Measure Weekly
When considering a short term loan, it’s important to know where your business stands financially. You can monitor the health of your business by frequently checking on these 5 key metrics. Read this post to learn more about checking your business health weekly.
FAQ: Short Term Business Loans
Wondering how short term loans work or how they can help your business? Most business owners are a little unsure about receiving a short term loan. To help you better understand how the money from short term loans can help your business, we’ve put together some common questions people often ask.
Ratings & Reviews
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