Commercial Business Loans & Financing

Created for medium to large companies with bigger financing needs

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How a Commercial Loan Can Work for You

There comes a time when companies simply outgrow the typical small business loans that are offered on the financial market today. If your business is growing rapidly and needs an influx of capital, consider a loan that is tailored for commercial businesses just like yours. Commercial business loans provide the larger amounts of funding you need to run your business.

Bigger Loan Sizes icon

Bigger Loan Sizes

  • Most traditional lenders balk at loans over $100,000
  • Commercial funding allows qualified applicants to secure up to $500,000 for business needs
Fast & Easy Application Process icon

Fast & Easy Application Process

  • A short, online application makes it easy to get back to running your business
  • Approval for commercial loans is much quicker than traditional loans, which can take weeks or even months
Pay for Major Upgrades icon

Pay for Major Upgrades

  • Get commercial loan funding for an entire office renovation or new location
  • Hire employees with the skills and education to best help your business
Flexible Financing Solutions icon

Flexible Financing Solutions

  • Create a customized commercial loan for your business needs
  • Use flexible repayment terms to help maintain cash flow as you repay your loan

How to Apply

Applying for a commercial loan is simple with National Funding. We take the time to learn about your business and help you find a loan program tailored to your business needs and finances. We offer competitive commercial loan rates for your next business loan.
How to Apply steps

How Does a Commercial Loan Work?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Helpful Loan Guidance

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.1

What Customers Are Saying

Bob's Home Heating and Cooling - John Meier's Story

John Meier, Owner

Bob's Home Heating and Cooling

It was time for "Bob" to retire, which meant an opportunity for John. As he looked to buy the business, he needed to make sure capital was in place to support the extremely seasonal Minnesota-based business. With a hands-on, consultative approach to small business loans, National Funding helped secure the right amount of funding and made the process "painless."

Why National Funding?

Nobody provides a more personalized approach, with experienced Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.

We Know Your Industry

We Know Your Industry

We have experience helping a wide variety of business owners secure the right financing solution

Simple, Fast Application Process

Simple, Fast Application Process

No-cost, no-obligation application and funding with a quick turn-around.1

A Trusted Lending Partner

A Trusted Lending Partner

Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.

Dedicated Funding Specialists

Dedicated Funding Specialists

Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments3

Commercial Loan Resources

Knowing how to choose commercial loans for your business is important for your success. Use these resources to learn more about commercial loans.

5 Ways Automated Time-Tracking Can Transform Your Business for the Better

5 Ways Automated Time-Tracking Can Transform Your Business for the Better

As your business continues to grow, you may not even realize how much money you’re losing to inefficient employees. Find out how using commercial loan funds to invest in automated time-tracking systems could save you money.


Choosing a Business Loan

Finding the right business loan can be confusing. Get the information you need to make a smart choice for your growing business. This post will help you better understand how different types of loans work as well as the best options for your needs.

Choosing a Business Loan

Could I Owe Taxes for Selling Used Business Equipment?

Could I Owe Taxes for Selling Used Business Equipment?

Growing businesses often decide to use loan funds to upgrade equipment. Your old equipment can often be reused by a smaller company. If you’ve sold business equipment, you need to know the potential tax consequences. Read this post to learn more about selling used equipment and your potential tax costs.


FAQ: Commercial Business Loans

There’s a lot to learn about commercial loans and how they can impact your business. To help answer questions you may have, we’ve put together a collection of some frequently asked questions regarding commercial loans.

How do I get a commercial loan?
Securing commercial loan funding is easy with our online application. Complete it in minutes to get started on your path to commercial funding. Depending on your qualifications, your business may get the loan funds it needs fast. Unlike traditional lenders, National Funding bases lending decisions on more than your credit score.
How do I find the best commercial loan rates?
Loan rates fluctuate, but there are steps you can take to get a better rate. Improving your business credit score is a great way to potentially get a lower interest rate. Making existing loan payments on time can help increase your score over time.
Are there commercial loans for businesses with bad credit?
Yes, there are loan options even if your business credit is less than perfect. Speak with one of our knowledgeable Funding Specialists to learn more about commercial funding options if you have bad credit.

Ratings & Reviews

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